Housing Counseling

African american father and daughter holding blackboard sitting on sofa at new home

Make Informed Decisions

As a HUD Certified Housing Counseling Agency, CEII provides essential services to homeowners to help preserve and increase homeownership throughout our service area. The number one key to making good decisions is obtaining credible and accurate information. Our Housing Counseling department is available to meet with you and provide one-on-one services to address your housing needs in the areas of credit counseling, navigating the home buying process, foreclosure prevention, or developing a plan to purchase a home.

Contact CEII’s Housing Counseling Department at 850-595-6234, x206.

Homebuyer Education

HOMEBUYER EDUCATION

CEII’s first-time home-buyer education class provides participants with a thorough understanding of the home purchasing process. The course provides an introduction to the mortgage process, and covers understanding credit standards, conventional lending criteria and preparing for the loan closing.

CREDIT COUNSELING

CREDIT COUNSELING

CEII’s credit counselors provide confidential and informed
sessions that focus on improving your credit, resolving outstanding issues,
and developing a plan to achieve your financial goals.

FORECLOSURE COUNSELING

If you’re at risk or currently in foreclosure, we’re here to help. We will help you to understand potential options and explore alternatives, like loan modification or repayment plans, that can stop foreclosure. Also, we can help you to develop a debt management plan to improve your financial stability.

Schedule a Visit